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CV Profile No.45973


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Last name : ********
First name : *****************
Phone : +2***********
Email : ******@******
Date of birth : : ********
Nationality : *****
Address : *****************************

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Profile details

Job category searched
» Accounting, controlling, finance
» R&D, project management
» Services
Professional experience
5 to 10 years
» Advice, audit, accounting
» Banking, insurance, finance
» Distribution, selling, wholesale
» Research and development
» Services other
Professional Experience: 
03.2019 - 05.2019
Auditor of microfinances and SACCO
company of consultancy and auditing of microfinances institutions (Niyorugira Eliezer)
The audit activities concerned the following: 1. Examination of SACCO manual of procedures, 2. Examination of SACCO deposits, 3. Examination of SACCO portfolio, 4. Examination of loan provisions in accordance with the loan classification, 5. Examination of SACCO shareholding information, 6. Examination of financial incomes and expenses and the income statement in general, 7. Examination of SACCO annual earning, 8. Examination of SACCO Donation and subsidies, 9. examination of SACCO debtors and creditors, 10. Assessment SACCO liquidity management, 11. Assessment SACCO performance ratio, 12. Examination of SACCO balance sheet components and accuracy of recorded data, 13. Examination of accounting system of SACCO,
10.2012 - 11.2015
Acting loan Officer
 Prepare and analyze files from members who request loans and submit them to the manager of SACCO for review;  Present the complete files and well analyzed to the credit committee for approval ;  Do the recovery of loans in arrears and written off loans;  Prepare and submit all reports related to loans with in SACCO to BNR, RCA, District and CRB (Trans union) on time;  Prepare and submit loans report via EDWH format to the Central Bank of Rwanda;  Prepare and submit recovery and VUP loans reports.
10.2012 - 11.2015
Credit Risk Specialist
 Inform and suggest senior Management regarding credit risks;  Develop, implement and Maintain Scorecards in co-ordination with other stakeholders in the bank and foreign experts;  To be informed and aware of risk management policies and instructions in BPR periodically to make sure of the correct application of the procedures.  Review the quality of policies and internal processes,  Inform and suggest senior Management regarding risks.  Do any other task given by employer
01.2010 - 10.2012
Credit Officer
 Have an established track record in lending  Ability to analyze financial information and to identify the balance between Risk and Return  Analysis of loans projects request from the branch and assist , advice the head office credit committee  Understanding and knowledge of the market  Asses credit proposals drawn by the branches commercial officers;  Review risks and coordinate with other departments, structuring , mitigating credit risks and related operational Risk;
 Strong management, analytical, financial and communication skills;  Strategic thinking;  Ability to lead and work in a team and multicultural environment;  Proven management ability, including ability to motivate and develop skills of others.  Ability to make sound management decisions in difficult situations and also Ability to work in a participatory manner with colleagues;  Able to lead and manage a diverse team; Good ability of team cohesion and team work;  Good networking skills;  Ability to work under pressure often to strict deadlines;  Excellent organizational and planning skills;  Strong communication, problem solving and analytical skills;  Ability to prioritize and handle a diverse and heavy workload;  Cross cultural awareness and sensitivity; I am computer literate within:  Microsoft word dealing with texts  Microsoft Excel to make calculations with tabs  Microsoft Power point for different presentation  scorecard and accounting software  Globus and T24 specifically used for Banks  Audit command language software ( ACL software)
01.2006 - 03.2010
study of economics at the national University of Rwanda. I was graduated as an Economist on 12th March 2010
More information
Eastern Province - Kigali Province - Northern Province - Southern Province - Western Province - International
Place of residence : KIGALI
Permanent contract - Fixed-term contract - Temporary work - Internship - Part-time work

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